Terms & Conditions

The website iotinsobs.com is owned by the company Digital Tech S.r.l., with registered office in Milan (MI), Pattari Gallery 2 (Piazza Duomo), Tax Code/VAT No. 07745640966, registered with the Register of Enterprises of Milan No. 1979165.

The website aims at offering an information web portal (hereinafter, the “Website”) containing news, data, analysis and presentations on the Iot insurance Observatory events related to the field of connected insurance (hereinafter “Content”).

Access and Use of the Website
The person accessing and using the Website is granted with the status of user (hereinafter, “User”).

In order to access the Website, the User shall review the following terms of use (the “Terms of Use”), that regulate the use of the Website and of the Content.

Access to the Website implies the knowledge and full acceptance of the Terms of Use. If the User does not accept the Terms of Use, the User shall not access and use the Website.

The Owners reserve the right to change, suspend, remove, or disable the access and the use of the Website or the Content, without prior notice.

In the event of a breach by the User of the law and/or the provisions contained in the Terms of Use, the Owners reserve the right to deny the access to the Website to the User who has been found guilty of breach of law or of the Terms of Use, without prejudice to any compensation in respect of any damage or any other remedies provided by law.

No registration to the Website or provision of personal data is required to consult the Content of the Website.

Processing of personal data collected through the Website is governed by the Privacy Policy.

The Content of the Website can be enjoyed by the User for free.

The User could not take any actions that infringe the rights of the Owners or of any third party, including the intellectual or industrial property rights, and he/she cannot use the Content of the Website for unlawful activities or purposes.

The User cannot perform any form of exploitation, communication to the public, reproduction, modification, duplication, copying, distribution and sale of the Content and of any other element of the Website (texts, videos, images, trademarks, logos, etc.), in whole or in part, without the express authorization of the Owners.

The Content is merely for information and updating use, it is not intended as a contractual proposal nor as an offer to the public of products or services described in the Website, under Section 1336 of the Civil Code, nor can they be considered binding for any negotiation or business relationship.

The Owners, although dedicating the utmost care in maintaining the Website, shall not be liable and make no guarantee, express or implied, about the exactness, accuracy, completeness or current nature of the Content on the Website or on any websites linked to it. Consequently, the Owners disclaim any and all liability for errors or omissions and for any reliance of the User regarding the Content.

The Content does not constitute any legal or economic advice and it cannot replace in any way the necessary and specific legal and economic advice of a professional.

The Website is not a newspaper; it has no periodical nature and it is updated, with no regularity, only whenever the opportunity and the necessity occur.

We recommend the use of efficient and updated antivirus software before downloading any Content or element contained in the Website.

The User agrees that any information or material provided to the Owners, by email or other communication mean, is not to be considered as confidential.

Links to other Internet Resources
The Website contains links to other websites or other resources of the internet network operated by third parties, that are not under the Owners’ control; the publication of these links on the Website does not imply approval or endorsement by the Owners of the related websites and of their content nor it implies any form of guarantee or responsibility for their functioning, updating, accuracy and completeness.

Applicable Law
Any dispute arising out of or relating to the Terms of Use must be judged in accordance with Italian law, without regard to the rules about conflicts of law.

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